If you took out an MCA (Merchant Cash Advance) or a short-term business loan, you likely signed a UCC-1 financing statement. This document gives the lender the right to claim your business assets—including your bank account—if you default.
Warning Signs You Are At Risk:
- You received a "Confession of Judgement."
- Your bank account has been frozen or levied.
- You are being threatened with foreclosure on business assets.
- You are being sued for "breach of contract" without warning.
Why This Is Happening Now
Lenders are filing default judgments at record speeds. Most business owners try to negotiate on their own—and fail. The lenders have teams of lawyers; you are playing a game you don't know the rules to.
However, there is a shift happening. Recent court rulings are siding with business owners who fight back against predatory filing practices—but the window to act is small. We have partnered with a legal team specializing in UCC Lien Defense to provide a free risk assessment.